What is WorkCover?
WorkCover is an insurance scheme in Australia that deals with the work-related injuries or illnesses of employees. It works by covering employers for associated costs as well as making sure that the affected workers are compensated financially. This includes any lost wages they may have, the costs associated with medical care and rehabilitation, and potentially compensation for any impairment that ends up being permanent.
How do I apply?
To apply for WorkCover in Western Australia, you need to formally report your injury to your employer. After that, you can submit a formal claim to the employer, which they can provide for you or you can download from the WorkCover WA website. Once that has been submitted, it is the responsibility of your employer to forward this to their insurer within seven days. The insurer will inform you if the claim has been accepted, pending, or rejected within approximately two weeks.
What does it cost me?
WorkCover does not cost anything to an employee with an approved compensation claim. The employer or business must legally shoulder this cost. The exact amount it costs them will depend on the specifics of their business, the risks associated with their industry, and their history when it comes to making claims.
The right care and support to help you after a workplace injury
Injury assessment for WorkCover insurance
It’s important to evaluate an injury with a comprehensive assessment for your claim. Not only does this affect potential compensation, but it helps to inform many aspects of your treatment plan and recovery. We’re happy to help you evaluate your injury for the purposes of your claim and your recovery.
Medical certificates for insurance claims
Medical certificates are important medical documents when it comes to validating your claim and confirming your illness or injury. These can be obtained by registered medical practitioners. They provide details about the exact diagnosis, suggested treatment, and the expected timeline for recovery. We help patients obtain the necessary paperwork for processing their insurance claims.
Treatment plans for workplace injuries
After a workplace injury, you need the right plan to get you back on your feet. This includes the appropriate medical care, physio and occupational therapy, pain management, and specialist referrals when necessary. The right plan will give you a gradual way to restore function through a mix of both exercises and manual therapy. This will help with your safe and gradual return to your workplace.
Mental health support for workplace injuries
Often, the cost of dealing with a workplace injury or illness isn’t purely made up of physical symptoms. These incidents have the potential to take a toll on your mental health, resulting in symptoms like stress, anxiety or depression. As part of workers’ compensation, employees have access to services such as counselling, psychological support or specialist services related to trauma resulting from injuries. Intervening early is the best way to prevent these conditions from worsening.